Credit compensation refund instead of refund in payment method

Since PayPal, Stripe and most out there are charging fees even if a refund is done by the customer, it would be fantastic if the plugin would refund points in the equivalent value of the purchase + a % bonus when someone requesting a refund from their credit card/PayPal.

For example, someone buys an item for $100 and the user wants to refund it, so we give the user the option of refunding in credits that they can use for the next purchases + a bonus of a % for refunding in our store credits instead of refunding in their credit card or PayPal.
Cheers!